Hatfield, MN
Hatfield wildfire risk explained
Hatfield sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 109 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hatfield's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Hatfield's buildings actually sit
Only 47.7% of Hatfield's 109 buildings carry Direct exposure and 0% carry Indirect; the remaining 52.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Hatfield ranks
Hatfield scores 22nd nationally and 26th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hatfield ranks 24,520 for wildfire risk (1 is highest) and 28,660 by building count (1 is largest). Within Minnesota alone, it ranks 679 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Hatfield
Hatfield's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 52.3% of buildings rated Minimal exposure, Hatfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hatfield's figures come from
Hatfield's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hatfield's dominant minimal exposure actually means, with real examples from across the dataset.