Hatfield, AR
Hatfield wildfire risk explained
Hatfield's 338 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hatfield at the 88th percentile, close to its 85th-percentile risk score.
Hatfield's building exposure, zone by zone
338 buildings are counted in Hatfield, and 56.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hatfield against the rest of the country
There's little gap between Hatfield's 85th national percentile and its 92nd percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hatfield ranks 4,843 for wildfire risk (1 is highest) and 20,614 by building count (1 is largest). Within Arkansas alone, it ranks 49 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 85th percentile nationally, Hatfield carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 56.2% of Hatfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hatfield's figures come from
Hatfield's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hatfield's dominant direct exposure actually means, with real examples from across the dataset.