Hastings, NE
Hastings wildfire risk explained
Hastings's 11,927 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hastings's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Hastings's building exposure, zone by zone
USFS classifies 96.6% of Hastings's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 11,927 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Hastings compares
Hastings scores 30th nationally and 15th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hastings ranks 22,090 for wildfire risk (1 is highest) and 1,309 by building count (1 is largest). Within Nebraska alone, it ranks 494 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Hastings and the insurance market
Hastings's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 96.6% of buildings rated Minimal exposure, Hastings gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hastings's figures come from
Every one of the two percentiles behind Hastings's 22,090-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hastings's dominant minimal exposure actually means, with real examples from across the dataset.