Haslett, MI
Haslett wildfire risk explained
USFS scores Haslett at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 7,187 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Haslett at the 20th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Haslett's building exposure, zone by zone
USFS puts 49% of Haslett's 7,187 buildings in the Indirect exposure zone, versus 37.3% Direct and 13.8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 7,187 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Haslett ranks
Within Michigan, Haslett ranks higher (63rd percentile) than it does nationally (19th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Haslett ranks 25,530 for wildfire risk (1 is highest) and 2,382 by building count (1 is largest). Within Michigan alone, it ranks 274 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Haslett's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Haslett (49% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Haslett's figures come from
Every one of the two percentiles behind Haslett's 25,530-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Haslett's dominant indirect exposure actually means, with real examples from across the dataset.