Harwick, PA
How exposed is Harwick to wildfire?
USFS scores Harwick at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 439 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Harwick at the 31st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Harwick's building exposure, zone by zone
Indirect exposure is dominant in Harwick (92.5% of 439 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 7.5% sit in the Direct zone.
How Harwick compares
There's little gap between Harwick's 30th national percentile and its 39th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Harwick ranks 21,946 for wildfire risk (1 is highest) and 18,488 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,215 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Harwick
Harwick's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Harwick
Because 92.5% of Harwick's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Harwick's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Harwick, see the exposure-zones guide.