Harwich Port, MA
Harwich Port, MA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Harwich Port lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,443 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harwich Port at the 24th percentile, lower than its 35th-percentile risk score, because so much is actually built here.
Harwich Port's building exposure, zone by zone
Only 10.5% of Harwich Port's 2,443 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Harwich Port ranks
Within Massachusetts, Harwich Port ranks higher (91st percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Harwich Port ranks 20,514 for wildfire risk (1 is highest) and 6,414 by building count (1 is largest). Within Massachusetts alone, it ranks 23 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Harwich Port and the insurance market
Harwich Port's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 89.5% of buildings rated Minimal exposure, Harwich Port gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Harwich Port's figures come from
The methodology guide shows exactly how USFS turned 2,443 counted buildings into the percentiles shown above for Harwich Port. The exposure-zones guide covers what Harwich Port's dominant minimal exposure actually means, with real examples from across the dataset.