Harvey, IL
Harvey wildfire risk explained
Harvey sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 10,373 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harvey at the 44th percentile, close to its 41st-percentile risk score.
What "at risk" means for the buildings here
99.8% of Harvey's 10,373 buildings sit in USFS's Minimal exposure zone, with only 0.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 10,373 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Harvey compares
Compare Harvey's two percentiles: 94th within Illinois, only 41st nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Harvey ranks 18,520 for wildfire risk (1 is highest) and 1,540 by building count (1 is largest). Within Illinois alone, it ranks 94 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Harvey
At the 41st national percentile, Harvey rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Harvey
Harvey's 99.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Harvey's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Harvey, see the exposure-zones guide.