Harvey, IA
Harvey, IA's wildfire risk, in USFS's own numbers
Harvey's 203 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Harvey's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where Harvey's buildings actually sit
Harvey rates 54.7% Minimal exposure against just 45.3% Direct and 0% Indirect — of 203 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Harvey against the rest of the country
Compare Harvey's two percentiles: 75th within Iowa, only 55th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Harvey ranks 14,298 for wildfire risk (1 is highest) and 24,729 by building count (1 is largest). Within Iowa alone, it ranks 258 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Harvey and the insurance market
Harvey's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Harvey
Harvey's 54.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Harvey's figures come from
The methodology guide shows exactly how USFS turned 203 counted buildings into the percentiles shown above for Harvey. The exposure-zones guide covers what Harvey's dominant minimal exposure actually means, with real examples from across the dataset.