Hartwick Seminary, NY
Hartwick Seminary, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hartwick Seminary lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 414 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hartwick Seminary at the 11th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 73.7% of Hartwick Seminary's buildings as Direct exposure, higher than its 26.3% Indirect share and far above its 0% Minimal share — a profile where 305 structures sit close enough to vegetation that lot clearing matters most.
Where Hartwick Seminary ranks
Hartwick Seminary's 27th-percentile standing inside New York outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hartwick Seminary ranks 28,022 for wildfire risk (1 is highest) and 18,948 by building count (1 is largest). Within New York alone, it ranks 944 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 11th national percentile, Hartwick Seminary rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hartwick Seminary
With 73.7% of Hartwick Seminary in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hartwick Seminary's figures come from
The methodology guide shows exactly how USFS turned 414 counted buildings into the percentiles shown above for Hartwick Seminary. The exposure-zones guide covers what Hartwick Seminary's dominant direct exposure actually means, with real examples from across the dataset.