Hartville, WY
Hartville, WY's wildfire risk, in USFS's own numbers
USFS scores Hartville at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 74 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartville's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Hartville's building exposure, zone by zone
74 buildings are counted in Hartville, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Hartville compares
Hartville's risk sits at a similar level relative to Wyoming (96th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hartville ranks 2,885 for wildfire risk (1 is highest) and 30,153 by building count (1 is largest). Within Wyoming alone, it ranks 9 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
What this risk score means for insurance
At the 91st percentile nationally, Hartville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Hartville's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Hartville's 2,885-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hartville, see the exposure-zones guide.