Hartsville/Trousdale County, TN
How exposed is Hartsville/Trousdale County to wildfire?
Hartsville/Trousdale County's 7,256 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartsville/Trousdale County's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Hartsville/Trousdale County's building exposure, zone by zone
Direct exposure dominates in Hartsville/Trousdale County: 91% of its 7,256 buildings, versus 9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 7,256 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hartsville/Trousdale County against the rest of the country
Hartsville/Trousdale County scores 30th nationally and 19th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hartsville/Trousdale County ranks 21,980 for wildfire risk (1 is highest) and 2,360 by building count (1 is largest). Within Tennessee alone, it ranks 409 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Hartsville/Trousdale County and the insurance market
Hartsville/Trousdale County's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Hartsville/Trousdale County (91%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hartsville/Trousdale County's figures come from
Hartsville/Trousdale County's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hartsville/Trousdale County's dominant direct exposure actually means, with real examples from across the dataset.