Hartshorne, OK
Hartshorne wildfire risk explained
Hartshorne sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,503 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartshorne's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Hartshorne's building exposure, zone by zone
Indirect exposure is dominant in Hartshorne (56.3% of 1,503 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 43.7% sit in the Direct zone.
Hartshorne against the rest of the country
There's little gap between Hartshorne's 97th national percentile and its 95th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hartshorne ranks 827 for wildfire risk (1 is highest) and 9,163 by building count (1 is largest). Within Oklahoma alone, it ranks 41 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Hartshorne and the insurance market
Hartshorne's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Hartshorne's 56.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hartshorne's 827-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hartshorne, see the exposure-zones guide.