Hartsburg, IL
Hartsburg wildfire risk explained
Out of every US place USFS scores, Hartsburg lands at the 0th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 228 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartsburg's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Hartsburg's building exposure, zone by zone
Most of Hartsburg's buildings (98.3% of 228) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Hartsburg compares
There's little gap between Hartsburg's 0th national percentile and its 1st percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hartsburg ranks 31,512 for wildfire risk (1 is highest) and 23,848 by building count (1 is largest). Within Illinois alone, it ranks 1,438 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Hartsburg and the insurance market
Hartsburg's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hartsburg
With 98.3% of buildings rated Minimal exposure, Hartsburg gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Hartsburg's 31,512-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hartsburg, see the exposure-zones guide.