Hartland, MN
How exposed is Hartland to wildfire?
USFS's Wildfire Risk to Communities model puts Hartland at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 228 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hartland at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
92.1% of Hartland's 228 buildings sit in USFS's Minimal exposure zone, with only 7.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hartland against the rest of the country
Hartland's risk sits at a similar level relative to Minnesota (1st percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hartland ranks 31,274 for wildfire risk (1 is highest) and 23,858 by building count (1 is largest). Within Minnesota alone, it ranks 909 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Hartland and the insurance market
At the 1st national percentile, Hartland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 92.1% of buildings rated Minimal exposure, Hartland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 228 counted buildings into the percentiles shown above for Hartland. For more on what minimal exposure implies beyond Hartland, see the exposure-zones guide.