Hartland, IL
Hartland, IL's wildfire risk, in USFS's own numbers
USFS scores Hartland at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 43 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartland's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
What "at risk" means for the buildings here
Only 44.2% of Hartland's 43 buildings carry Direct exposure and 0% carry Indirect; the remaining 55.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Hartland compares
Within Illinois, Hartland ranks higher (65th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hartland ranks 24,667 for wildfire risk (1 is highest) and 31,096 by building count (1 is largest). Within Illinois alone, it ranks 504 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Hartland
Hartland's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hartland
With 55.8% of buildings rated Minimal exposure, Hartland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hartland's figures come from
The methodology guide shows exactly how USFS turned 43 counted buildings into the percentiles shown above for Hartland. The exposure-zones guide covers what Hartland's dominant minimal exposure actually means, with real examples from across the dataset.