Hartington, NE
How exposed is Hartington to wildfire?
USFS scores Hartington at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 943 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hartington at the 61st percentile, close to its 70th-percentile risk score.
What "at risk" means for the buildings here
92.9% of Hartington's 943 buildings sit in USFS's Minimal exposure zone, with only 7.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Hartington compares
Hartington scores 70th nationally and 68th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hartington ranks 9,618 for wildfire risk (1 is highest) and 12,365 by building count (1 is largest). Within Nebraska alone, it ranks 191 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Hartington
At the 70th percentile nationally, Hartington carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hartington
With 92.9% of buildings rated Minimal exposure, Hartington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hartington's figures come from
Hartington's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hartington's dominant minimal exposure actually means, with real examples from across the dataset.