Hartford, SD
Hartford, SD's wildfire risk, in USFS's own numbers
Hartford sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,132 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartford's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Hartford's building exposure, zone by zone
Hartford rates 73.9% Minimal exposure against just 26.2% Direct and 0% Indirect — of 1,132 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Hartford against the rest of the country
Hartford ranks lower within South Dakota (17th percentile statewide) than its 42nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hartford ranks 18,167 for wildfire risk (1 is highest) and 11,069 by building count (1 is largest). Within South Dakota alone, it ranks 365 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Hartford and the insurance market
At the 42nd national percentile, Hartford rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hartford
Even with 73.9% of Hartford outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,132 counted buildings into the percentiles shown above for Hartford. For more on what minimal exposure implies beyond Hartford, see the exposure-zones guide.