Hartford, IA
How exposed is Hartford to wildfire?
Hartford's 453 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hartford at the 53rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 73.7% of Hartford's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 26.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Hartford against the rest of the country
Within Iowa, Hartford ranks higher (72nd percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hartford ranks 15,122 for wildfire risk (1 is highest) and 18,214 by building count (1 is largest). Within Iowa alone, it ranks 291 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Hartford
At the 52nd national percentile, Hartford rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hartford
With 73.7% of buildings rated Minimal exposure, Hartford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hartford's figures come from
Every one of the two percentiles behind Hartford's 15,122-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hartford's dominant minimal exposure actually means, with real examples from across the dataset.