Hartford (Croton), OH
Hartford (Croton), OH's wildfire risk, in USFS's own numbers
USFS scores Hartford (Croton) at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 268 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hartford (Croton) at the 10th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
Most of Hartford (Croton)'s buildings (63.8% of 268) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Hartford (Croton) against the rest of the country
Within Ohio, Hartford (Croton) ranks higher (33rd percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hartford (Croton) ranks 28,184 for wildfire risk (1 is highest) and 22,578 by building count (1 is largest). Within Ohio alone, it ranks 848 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Hartford (Croton)
Hartford (Croton)'s low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Hartford (Croton)'s 63.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hartford (Croton)'s figures come from
Hartford (Croton)'s 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hartford (Croton)'s dominant minimal exposure actually means, with real examples from across the dataset.