Hartford, AR
Hartford, AR's wildfire risk, in USFS's own numbers
Hartford's 466 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hartford's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Hartford's building exposure, zone by zone
Direct exposure dominates in Hartford: 60.7% of its 466 buildings, versus 39.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hartford compares
Hartford scores 86th nationally and 94th within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hartford ranks 4,499 for wildfire risk (1 is highest) and 17,950 by building count (1 is largest). Within Arkansas alone, it ranks 37 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Hartford
Hartford's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 60.7% of Hartford in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hartford's figures come from
The methodology guide shows exactly how USFS turned 466 counted buildings into the percentiles shown above for Hartford. The exposure-zones guide covers what Hartford's dominant direct exposure actually means, with real examples from across the dataset.