Harrodsburg, IN
Harrodsburg, IN's wildfire risk, in USFS's own numbers
Harrodsburg sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 501 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harrodsburg at the 25th percentile, close to its 23rd-percentile risk score.
Where Harrodsburg's buildings actually sit
Of Harrodsburg's 501 counted buildings, 97% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Harrodsburg compares
Compare Harrodsburg's two percentiles: 89th within Indiana, only 23rd nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Harrodsburg ranks 24,196 for wildfire risk (1 is highest) and 17,329 by building count (1 is largest). Within Indiana alone, it ranks 112 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Harrodsburg and the insurance market
Harrodsburg's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 97% of Harrodsburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Harrodsburg's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Harrodsburg, see the exposure-zones guide.