Harrisville, WV
Harrisville, WV's wildfire risk, in USFS's own numbers
Harrisville's 1,124 buildings earn a 45th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Harrisville at the 46th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Harrisville's buildings actually sit
Indirect exposure is dominant in Harrisville (69.5% of 1,124 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30.5% sit in the Direct zone.
Harrisville against the rest of the country
Harrisville ranks lower within West Virginia (28th percentile statewide) than its 45th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Harrisville ranks 17,477 for wildfire risk (1 is highest) and 11,127 by building count (1 is largest). Within West Virginia alone, it ranks 308 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Harrisville and the insurance market
Harrisville's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Harrisville (69.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Harrisville's figures come from
Harrisville's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Harrisville's dominant indirect exposure actually means, with real examples from across the dataset.