Harrisville, OH
Harrisville wildfire risk explained
Out of every US place USFS scores, Harrisville lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 175 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harrisville at the 45th percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 65.7% of Harrisville's buildings as Direct exposure, higher than its 34.3% Indirect share and far above its 0% Minimal share — a profile where 115 structures sit close enough to vegetation that lot clearing matters most.
Harrisville against the rest of the country
Harrisville's 93rd-percentile standing inside Ohio outpaces its 42nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Harrisville ranks 18,192 for wildfire risk (1 is highest) and 25,831 by building count (1 is largest). Within Ohio alone, it ranks 86 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Harrisville's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Harrisville (65.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Harrisville's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Harrisville, see the exposure-zones guide.