Harrisonville, NJ
Harrisonville wildfire risk explained
USFS scores Harrisonville at the 55th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 240 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harrisonville at the 55th percentile, close to its 55th-percentile risk score.
Where Harrisonville's buildings actually sit
53.3% of Harrisonville's 240 buildings sit in USFS's Direct exposure zone, roughly 128 structures close enough to burnable vegetation for flame contact, not just embers — 46.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Harrisonville ranks
Harrisonville's risk sits at a similar level relative to New Jersey (64th percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Harrisonville ranks 14,247 for wildfire risk (1 is highest) and 23,470 by building count (1 is largest). Within New Jersey alone, it ranks 251 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Harrisonville
Harrisonville's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Harrisonville's 53.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Harrisonville's figures come from
Harrisonville's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Harrisonville's dominant direct exposure actually means, with real examples from across the dataset.