Harrison, WI
Harrison wildfire risk explained
USFS's Wildfire Risk to Communities model puts Harrison at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 5,511 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Harrison's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Harrison's building exposure, zone by zone
Harrison rates 72.3% Minimal exposure against just 25.5% Direct and 2.2% Indirect — of 5,511 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 5,511 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Harrison compares
Harrison's risk sits at a similar level relative to Wisconsin (30th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Harrison ranks 25,326 for wildfire risk (1 is highest) and 3,126 by building count (1 is largest). Within Wisconsin alone, it ranks 568 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Harrison
Harrison's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 72.3% of Harrison outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Harrison's figures come from
The methodology guide shows exactly how USFS turned 5,511 counted buildings into the percentiles shown above for Harrison. The exposure-zones guide covers what Harrison's dominant minimal exposure actually means, with real examples from across the dataset.