Harrison, OH
Harrison wildfire risk explained
USFS's Wildfire Risk to Communities model puts Harrison at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 4,465 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Harrison at the 19th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
80.7% of Harrison's 4,465 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18% Direct and 1.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Harrison ranks
Within Ohio, Harrison ranks higher (47th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Harrison ranks 26,041 for wildfire risk (1 is highest) and 3,823 by building count (1 is largest). Within Ohio alone, it ranks 673 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Harrison's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Harrison's 80.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Harrison's figures come from
Every one of the two percentiles behind Harrison's 26,041-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Harrison's dominant indirect exposure actually means, with real examples from across the dataset.