Harrison, MT
How exposed is Harrison to wildfire?
Harrison's 143 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harrison at the 60th percentile, close to its 59th-percentile risk score.
What "at risk" means for the buildings here
143 buildings are counted in Harrison, and 64.3% of them are Indirect exposure — ember-driven risk rather than the 35.7% in Direct exposure or the 0% rated Minimal.
How Harrison compares
Harrison ranks lower within Montana (23rd percentile statewide) than its 59th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Harrison ranks 12,804 for wildfire risk (1 is highest) and 27,164 by building count (1 is largest). Within Montana alone, it ranks 366 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Harrison
Harrison's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 64.3% of Harrison's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Harrison's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Harrison, see the exposure-zones guide.