Harrison, GA
Harrison, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Harrison at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 277 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Harrison at the 69th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Harrison's building exposure, zone by zone
83% of Harrison's 277 buildings sit in USFS's Direct exposure zone, roughly 230 structures close enough to burnable vegetation for flame contact, not just embers — 17% fall in the Indirect, ember-only zone and 0% are Minimal.
How Harrison compares
There's little gap between Harrison's 69th national percentile and its 61st percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Harrison ranks 9,829 for wildfire risk (1 is highest) and 22,287 by building count (1 is largest). Within Georgia alone, it ranks 261 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Harrison carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 83% of Harrison in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 277 counted buildings into the percentiles shown above for Harrison. For more on what direct exposure implies beyond Harrison, see the exposure-zones guide.