Harrisburg, NE
Harrisburg, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Harrisburg lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 145 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Harrisburg's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Harrisburg's buildings actually sit
Of Harrisburg's 145 counted buildings, 63.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Harrisburg against the rest of the country
Harrisburg scores 82nd nationally and 90th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Harrisburg ranks 5,736 for wildfire risk (1 is highest) and 27,087 by building count (1 is largest). Within Nebraska alone, it ranks 61 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Harrisburg's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Harrisburg
Harrisburg's 63.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Harrisburg's 5,736-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Harrisburg, see the exposure-zones guide.