Harrisburg, MO
Harrisburg, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Harrisburg lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 196 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Harrisburg at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Harrisburg's building exposure, zone by zone
Of Harrisburg's 196 counted buildings, 75% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Harrisburg compares
There's little gap between Harrisburg's 64th national percentile and its 67th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Harrisburg ranks 11,313 for wildfire risk (1 is highest) and 25,000 by building count (1 is largest). Within Missouri alone, it ranks 352 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Harrisburg and the insurance market
Harrisburg's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 75% of Harrisburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 196 counted buildings into the percentiles shown above for Harrisburg. For more on what direct exposure implies beyond Harrisburg, see the exposure-zones guide.