Harris, IA
How exposed is Harris to wildfire?
Harris sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 181 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Harris at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
56.4% of Harris's 181 buildings sit in USFS's Minimal exposure zone, with only 43.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Harris against the rest of the country
Harris's risk sits at a similar level relative to Iowa (6th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Harris ranks 30,451 for wildfire risk (1 is highest) and 25,581 by building count (1 is largest). Within Iowa alone, it ranks 953 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Harris and the insurance market
At the 3rd national percentile, Harris rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 56.4% of buildings rated Minimal exposure, Harris gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Harris's figures come from
Harris's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Harris's dominant minimal exposure actually means, with real examples from across the dataset.