Harrah, OK
How exposed is Harrah to wildfire?
Harrah's 3,471 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Harrah at the 84th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Harrah's buildings actually sit
Direct exposure dominates in Harrah: 70.9% of its 3,471 buildings, versus 26.5% Indirect and 2.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Harrah ranks
Inside Oklahoma, Harrah sits at just the 27th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Harrah ranks 5,460 for wildfire risk (1 is highest) and 4,810 by building count (1 is largest). Within Oklahoma alone, it ranks 609 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Harrah
Harrah's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 70.9% of Harrah in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Harrah's figures come from
The methodology guide shows exactly how USFS turned 3,471 counted buildings into the percentiles shown above for Harrah. The exposure-zones guide covers what Harrah's dominant direct exposure actually means, with real examples from across the dataset.