Harmonsburg, PA
How exposed is Harmonsburg to wildfire?
Harmonsburg sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 217 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Harmonsburg's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Harmonsburg's building exposure, zone by zone
USFS classifies 50.7% of Harmonsburg's buildings as Direct exposure, higher than its 49.3% Indirect share and far above its 0% Minimal share — a profile where 110 structures sit close enough to vegetation that lot clearing matters most.
How Harmonsburg compares
Within Pennsylvania, Harmonsburg ranks higher (56th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Harmonsburg ranks 19,776 for wildfire risk (1 is highest) and 24,248 by building count (1 is largest). Within Pennsylvania alone, it ranks 887 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Harmonsburg
Harmonsburg's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Harmonsburg
Harmonsburg's 50.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 217 counted buildings into the percentiles shown above for Harmonsburg. For more on what direct exposure implies beyond Harmonsburg, see the exposure-zones guide.