Harlem, GA
How exposed is Harlem to wildfire?
Harlem's 1,592 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Harlem's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Harlem's building exposure, zone by zone
1,592 buildings are counted in Harlem, and 63.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Harlem against the rest of the country
There's little gap between Harlem's 72nd national percentile and its 74th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Harlem ranks 8,692 for wildfire risk (1 is highest) and 8,790 by building count (1 is largest). Within Georgia alone, it ranks 173 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Harlem and the insurance market
Harlem's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 63.3% of Harlem in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Harlem's 8,692-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Harlem, see the exposure-zones guide.