Hardtner, KS
Hardtner, KS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hardtner at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 219 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hardtner at the 56th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 84.9% of Hardtner's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Hardtner compares
Hardtner's risk sits at a similar level relative to Kansas (51st percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hardtner ranks 12,884 for wildfire risk (1 is highest) and 24,158 by building count (1 is largest). Within Kansas alone, it ranks 351 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 59th national percentile, Hardtner rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 84.9% of buildings rated Minimal exposure, Hardtner gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hardtner's figures come from
The methodology guide shows exactly how USFS turned 219 counted buildings into the percentiles shown above for Hardtner. The exposure-zones guide covers what Hardtner's dominant minimal exposure actually means, with real examples from across the dataset.