Harborton, VA
Harborton, VA's wildfire risk, in USFS's own numbers
USFS scores Harborton at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 140 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Harborton's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Harborton's building exposure, zone by zone
65.7% of Harborton's 140 buildings sit in USFS's Direct exposure zone, roughly 92 structures close enough to burnable vegetation for flame contact, not just embers — 31.4% fall in the Indirect, ember-only zone and 2.9% are Minimal.
How Harborton compares
Harborton's risk sits at a similar level relative to Virginia (72nd percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Harborton ranks 11,709 for wildfire risk (1 is highest) and 27,311 by building count (1 is largest). Within Virginia alone, it ranks 195 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Harborton and the insurance market
Harborton's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Harborton
With 65.7% of Harborton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Harborton's 11,709-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Harborton, see the exposure-zones guide.