Hanover, NM
Hanover wildfire risk explained
Hanover sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 145 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hanover at the 86th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hanover's building exposure, zone by zone
USFS classifies 69.7% of Hanover's buildings as Direct exposure, higher than its 30.3% Indirect share and far above its 0% Minimal share — a profile where 101 structures sit close enough to vegetation that lot clearing matters most.
How Hanover compares
Hanover's risk sits at a similar level relative to New Mexico (78th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hanover ranks 2,834 for wildfire risk (1 is highest) and 27,089 by building count (1 is largest). Within New Mexico alone, it ranks 111 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Hanover and the insurance market
At the 91st percentile nationally, Hanover carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Hanover's 69.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hanover's figures come from
Hanover's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hanover's dominant direct exposure actually means, with real examples from across the dataset.