Hanover, MN
Hanover wildfire risk explained
USFS scores Hanover at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,456 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hanover at the 41st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hanover's building exposure, zone by zone
Direct exposure dominates in Hanover: 58.8% of its 1,456 buildings, versus 33.9% Indirect and 7.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Hanover against the rest of the country
Within Minnesota, Hanover ranks higher (56th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hanover ranks 18,622 for wildfire risk (1 is highest) and 9,369 by building count (1 is largest). Within Minnesota alone, it ranks 399 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Hanover and the insurance market
At the 41st national percentile, Hanover rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 58.8% of Hanover in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hanover's figures come from
The methodology guide shows exactly how USFS turned 1,456 counted buildings into the percentiles shown above for Hanover. The exposure-zones guide covers what Hanover's dominant direct exposure actually means, with real examples from across the dataset.