Hanover, MI
How exposed is Hanover to wildfire?
Hanover sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 254 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hanover's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
What "at risk" means for the buildings here
56.7% of Hanover's 254 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 43.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Hanover against the rest of the country
Hanover's 57th-percentile standing inside Michigan outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hanover ranks 26,315 for wildfire risk (1 is highest) and 23,013 by building count (1 is largest). Within Michigan alone, it ranks 324 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Hanover's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hanover
Because 56.7% of Hanover's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hanover's 26,315-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hanover, see the exposure-zones guide.