Hanover, KS
How exposed is Hanover to wildfire?
Out of every US place USFS scores, Hanover lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 488 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hanover at the 68th percentile, lower than its 79th-percentile risk score, because so much is actually built here.
Where Hanover's buildings actually sit
Hanover rates 89.1% Minimal exposure against just 10.9% Direct and 0% Indirect — of 488 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Hanover against the rest of the country
Hanover scores 79th nationally and 77th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hanover ranks 6,710 for wildfire risk (1 is highest) and 17,568 by building count (1 is largest). Within Kansas alone, it ranks 167 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Hanover's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Hanover's 89.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hanover's figures come from
The methodology guide shows exactly how USFS turned 488 counted buildings into the percentiles shown above for Hanover. The exposure-zones guide covers what Hanover's dominant minimal exposure actually means, with real examples from across the dataset.