Hannibal, MO
How exposed is Hannibal to wildfire?
USFS's Wildfire Risk to Communities model puts Hannibal at the 57th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 8,459 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hannibal at the 59th percentile, close to its 57th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Hannibal (62.3% of 8,459 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13.2% sit in the Direct zone. At 8,459 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hannibal against the rest of the country
There's little gap between Hannibal's 57th national percentile and its 46th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hannibal ranks 13,649 for wildfire risk (1 is highest) and 1,969 by building count (1 is largest). Within Missouri alone, it ranks 570 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Hannibal and the insurance market
Hannibal's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hannibal
With ember exposure the dominant pattern in Hannibal (62.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hannibal's figures come from
The methodology guide shows exactly how USFS turned 8,459 counted buildings into the percentiles shown above for Hannibal. The exposure-zones guide covers what Hannibal's dominant indirect exposure actually means, with real examples from across the dataset.