Hannah, ND
How exposed is Hannah to wildfire?
USFS's Wildfire Risk to Communities model puts Hannah at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 57 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hannah at the 41st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hannah's building exposure, zone by zone
Hannah rates 56.1% Minimal exposure against just 43.9% Direct and 0% Indirect — of 57 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Hannah ranks
There's little gap between Hannah's 42nd national percentile and its 29th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hannah ranks 18,345 for wildfire risk (1 is highest) and 30,750 by building count (1 is largest). Within North Dakota alone, it ranks 286 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 42nd national percentile, Hannah rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hannah
Even with 56.1% of Hannah outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Hannah's figures come from
Hannah's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hannah's dominant minimal exposure actually means, with real examples from across the dataset.