Hannaford, ND
Hannaford, ND's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hannaford lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 155 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hannaford at the 59th percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
155 buildings are counted in Hannaford, and 69.7% of them are Indirect exposure — ember-driven risk rather than the 30.3% in Direct exposure or the 0% rated Minimal.
Hannaford against the rest of the country
Compare Hannaford's two percentiles: 80th within North Dakota, only 63rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hannaford ranks 11,764 for wildfire risk (1 is highest) and 26,673 by building count (1 is largest). Within North Dakota alone, it ranks 82 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Hannaford and the insurance market
At the 63rd percentile nationally, Hannaford carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hannaford
With ember exposure the dominant pattern in Hannaford (69.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hannaford's figures come from
Hannaford's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hannaford's dominant indirect exposure actually means, with real examples from across the dataset.