Hanna, OK
How exposed is Hanna to wildfire?
Out of every US place USFS scores, Hanna lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 116 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hanna at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hanna's building exposure, zone by zone
116 buildings are counted in Hanna, and 52.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hanna against the rest of the country
Hanna scores 98th nationally and 97th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hanna ranks 732 for wildfire risk (1 is highest) and 28,379 by building count (1 is largest). Within Oklahoma alone, it ranks 29 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Hanna and the insurance market
Hanna's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Hanna's 52.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hanna's figures come from
Every one of the two percentiles behind Hanna's 732-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hanna's dominant direct exposure actually means, with real examples from across the dataset.