Hanna, IN
How exposed is Hanna to wildfire?
USFS scores Hanna at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 357 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hanna's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Hanna's buildings actually sit
Most of Hanna's buildings (70% of 357) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Hanna against the rest of the country
Compare Hanna's two percentiles: 29th within Indiana, only 4th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hanna ranks 30,284 for wildfire risk (1 is highest) and 20,126 by building count (1 is largest). Within Indiana alone, it ranks 690 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Hanna's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hanna
Hanna's 70% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 357 counted buildings into the percentiles shown above for Hanna. For more on what minimal exposure implies beyond Hanna, see the exposure-zones guide.