Hanlontown, IA
How exposed is Hanlontown to wildfire?
Out of every US place USFS scores, Hanlontown lands at the 29th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 170 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hanlontown at the 26th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 27.1% of Hanlontown's 170 buildings carry Direct exposure and 0% carry Indirect; the remaining 72.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Hanlontown against the rest of the country
Hanlontown scores 29th nationally and 44th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hanlontown ranks 22,245 for wildfire risk (1 is highest) and 26,021 by building count (1 is largest). Within Iowa alone, it ranks 569 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Hanlontown's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 72.9% of buildings rated Minimal exposure, Hanlontown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hanlontown's figures come from
Every one of the two percentiles behind Hanlontown's 22,245-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hanlontown's dominant minimal exposure actually means, with real examples from across the dataset.