Hanley Falls, MN
Hanley Falls, MN's wildfire risk, in USFS's own numbers
Hanley Falls sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 181 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hanley Falls's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Hanley Falls's buildings actually sit
88.4% of Hanley Falls's 181 buildings sit in USFS's Minimal exposure zone, with only 11.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Hanley Falls ranks
There's little gap between Hanley Falls's 15th national percentile and its 19th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hanley Falls ranks 26,916 for wildfire risk (1 is highest) and 25,586 by building count (1 is largest). Within Minnesota alone, it ranks 744 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Hanley Falls
Hanley Falls's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 88.4% of Hanley Falls outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Hanley Falls's figures come from
Hanley Falls's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hanley Falls's dominant minimal exposure actually means, with real examples from across the dataset.