Hankins, NY
Hankins wildfire risk explained
Hankins sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 124 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hankins's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Hankins's buildings actually sit
100% of Hankins's 124 buildings sit in USFS's Direct exposure zone, roughly 124 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Hankins compares
Hankins's 81st-percentile standing inside New York outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hankins ranks 19,574 for wildfire risk (1 is highest) and 27,997 by building count (1 is largest). Within New York alone, it ranks 243 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Hankins
Hankins's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 100% of Hankins in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Hankins's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hankins, see the exposure-zones guide.