Hancocks Bridge, NJ
Hancocks Bridge, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hancocks Bridge lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 146 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hancocks Bridge's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
79.5% of Hancocks Bridge's 146 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 20.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Hancocks Bridge ranks
There's little gap between Hancocks Bridge's 64th national percentile and its 73rd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hancocks Bridge ranks 11,286 for wildfire risk (1 is highest) and 27,034 by building count (1 is largest). Within New Jersey alone, it ranks 187 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Hancocks Bridge and the insurance market
Hancocks Bridge's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hancocks Bridge (79.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hancocks Bridge's figures come from
Every one of the two percentiles behind Hancocks Bridge's 11,286-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hancocks Bridge's dominant indirect exposure actually means, with real examples from across the dataset.