Hancock, WI
How exposed is Hancock to wildfire?
Hancock sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 353 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hancock at the 36th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Hancock's 353 counted buildings, 58.9% carry Direct exposure and only 41.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Hancock ranks
Compare Hancock's two percentiles: 87th within Wisconsin, only 37th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hancock ranks 19,905 for wildfire risk (1 is highest) and 20,255 by building count (1 is largest). Within Wisconsin alone, it ranks 108 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Hancock and the insurance market
Hancock's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 58.9% of Hancock in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hancock's 19,905-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hancock, see the exposure-zones guide.